Investor Loans: DSCR, Fix & Flip, New Construction, Commercial
California mortgage broker for DSCR, fix and flip, new construction, manufactured home and commercial loans
Investment property loan programs
DSCR rental loans
DSCR rental loans
DSCR rental loans
Finance 1-4 unit rentals and short-term rentals. Soft credit checks available. Rural properties, manufactured homes on owned land and Non-Warrantable Condos considered. LLCs, individuals, foreign nationals and ITIN borrowers. Eligibility varies by program. A DSCR loan qualifies the property by its rental income instead of personal income.
Fix & Flip loans
DSCR rental loans
DSCR rental loans
Purchase and renovate investment properties. Loan amounts $75K-$5M, up to 95% purchase and 100% rehab, up to 80% ARV. 12-, 18- or 24-month terms. Soft credit checks, LLCs and individuals. All loans subject to underwriting.
New Construction loans
New Construction loans
New Construction loans
Ground-up and infill financing for investment projects on the standard program, with select special program scenarios subject to eligibility. Prepare your plans, budget, schedule and projected completed value for a quote. Eligibility varies by program.
Commercial loans
New Construction loans
New Construction loans
Purchase or refinance 5+ unit multifamily, mixed-use, office, retail and warehouse properties. Fixed-term and interest-only options may be available. Share the property type, occupancy, income and financing goal for review. All loans subject to underwriting.
Google reviews
Jennifer Brewer
Jennifer Brewer
Jennifer Brewer
Erik was friendly and professional and made the process simple. He was great to work with and he got the job done. I would recommend him for sure.
Refwo Reno LLC
Jennifer Brewer
Jennifer Brewer
Erik is the man! He was very understanding of what I was going through and went through multiple hurdles to help solve my problem. Will definitely be working with him again. 100% recommend.
Ryan Long
Jennifer Brewer
Ross Hilton
World Class Service. I don’t usually leave reviews, but Erik definitely earned this one. I’ve been through several lending transactions over the years, and this was by far the smoothest I’ve ever done. He was easy to get ahold of, kept me updated throughout the process, and made everything feel straightforward. I never felt like I was chasing answers or wondering what came next. I’ll absolutely be using Erik again and would recommend him to anyone looking for a lender.
Ross Hilton
Mourad Nasralla
Ross Hilton
Erik was amazing at getting a very tough deal across the finish line. Can't say enough about his help. Thanks!
Mourad Nasralla
Mourad Nasralla
Mourad Nasralla
I am a Realtor and a certified appraiser, and I’d like to say that Erik And Eli did an excellent and professional job handling my personal transaction. He was always available for anything that came up and ensured everything went smoothly in a timely manner. I would confidently refer them to anyone seeking any type of loan.
Andrew Power
Mourad Nasralla
Mourad Nasralla
I have dealt with no less than 10 lenders over my investing career. Erik is bar none the best I have ever dealt with. I will only be doing business with Erik from this point forward.
Learn More
Pick a program to see guidelines
Google Reviews
BiggerPockets community
Community recommendation. Not a borrower.
Call us to talk through your deal
Office (707) 622-2455 | Direct (818) 269-7983
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OFFICE NUMBER (707) 622-2455 | DIRECT LINE (818) 269-7983
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CA Licensing
Erik Estrada, sole proprietor | CA Real Estate Broker DRE 02161719 | Individual NMLS 2289340 | Company NMLS 2663660
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